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Buying your first home?

Taking your first step into homeownership is exciting, and we’re here to guide you every step of the way. With tailored advice and support, we’ll help you navigate the journey and find a loan that fits your needs.

Start online then choose a time to chat with one of our experts. Zero cost, no obligations.
Apply online
or call now on 0405 795 795

We can help you start your property journey (and everything along the way). Talk to us about getting the right home loan for your situation today.

Redefining Lending for Australians

We take the leg work out of finding you the most competitive loan structure from 40+ lender partners.

Whether you're a first home buyer or looking to upgrade, we are with you ever step of the way from application to approval giving you confidence to find the home that is right for you.

Buying a home is a big step - and we’re here to help

Buying your first home is exciting! You have so many questions, like how much can you borrow? and what will your repayments be?

This is where we can help, tell us your story and we will do the legwork for you by comparing a variety of products across our 40+ lending partners available to you.

Don’t forget! Because you are a first home buyer you may be eligible for a first home buyers grants and concessions. That's right, the Australian Government is making home ownership more achievable for more people with new and expanded programs that make it easier to get started.

There are three programs designed for first-time home buyers, people re-entering the market, and aspiring homeowners across Australia.

Australian Government 5% Deposit Scheme

Fast-track your path to home ownership with the Australian Government 5% Deposit Scheme. The Scheme is designed for aspiring home buyers just like you – making home ownership more achievable by helping you buy sooner with a small deposit.

First Home Super Saver Scheme

You can make voluntary contributions up to $15,000 per year and $50,000 in total to your super (on top of what your employer already pays) – either before tax through salary sacrifice or after tax as personal contributions.

Australian Government Help to Buy Scheme

Coming soon! The Help to Buy Scheme is a new initiative designed to make home ownership more achievable with shared equity support from the Australian Government.

Want to find out more? Talk to your broker.

Book your broker
Adrian
Adrian Busso
Finance & Mortgage Broker

Search, find and finance with The Loan Book

How much can you borrow?

Easily find out your maximum borrowing power so you can start your property journey.
  • Calculate your borrowing power
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Get more out of your calculations

Use our handy calculators to crunch the numbers and see where you stand.
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Understanding home loans

Read our handing articles to get yourself more clued up on what's involved with taking the next step.
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Call us, were here to help

Our expert insights will help guide you through the process and get you to your goal sooner.
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Book an appointment

Experience the difference, we take out the leg work and we will fit into your schedule.
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Start your application

We get it, you’re in the moment. Apply online and we will send you the top 3 rates for your loan.
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Lending solutions for you.

We simplify the loan journey and make finance really happen for our customers.
0405 795 795
50 Little Malop St
Geelong VIC 3220
Z3 CONCEPTS PTY LTD trading as The Loan Book (ABN 63169044688) with Credit Representative Number 529386 is a Credit Representative of Australian Credit Licence 389328.
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

Don't Be Shy, Say Hello.

  • You'll be contacted within 24 hours
  • You'll receive our Credit Guide & Welcome Pack
  • You choose a time and Adrian (your broker) will be ready for a quick chat
  • 50 Little Malop St Geelong VIC 3220