The amount you can borrow with an SMSF loan depends on factors such as the value of your SMSF, the type of property you wish to purchase, and the lender's criteria.
Generally, lenders allow you to borrow up to 70-80% of the property’s value (Loan-to-Value Ratio or LVR) for residential properties and up to 60-70% for commercial properties.
Your SMSF must also demonstrate sufficient income to service the loan and meet ongoing expenses. It's essential to consult with a mortgage broker to explore options that suit your fund’s financial position.